A friendly insurance professional standing in a modern office

About

About Us.

Built in Loveland around a simple idea: people deserve an insurance agent who actually knows them — and a local agency that shows up, on and off the clock.

Our Mission

“We don’t do cookie-cutter insurance. We listen, we educate, and we tailor protection that fits your life. Honest advice, no gimmicks, and coverage you actually understand.”

Todd Baker, owner of Baker Insurance Agency, standing in a grassy field with snow-capped mountains behind him

Our Story

Insurance for the way you actually live.

We focus on relationships, education, accessibility, and taking care of our clients long after a policy is written. It’s not about finding the cheapest thing — it’s about finding the right thing, and making sure you understand it.

Based in Loveland, we’re proud to serve families and businesses throughout Colorado.

The Team

Real people, ready to help.

Todd Baker

Owner / Agency Principal

Todd is the owner of Baker Insurance Agency and a licensed Property & Casualty and Life insurance professional. Based in Loveland, Todd works with families and business owners to make insurance easier to understand and build coverage around their actual needs.

Todd began his career with Allstate, later worked as an independent agent, and eventually opened his own Farmers agency. That experience gave him an appreciation for both strong carrier relationships and having additional insurance options available when appropriate.

Todd is especially passionate about life insurance, education, and building long-term client relationships.

Outside of the agency, Todd enjoys spending time with his wife Nicole and their two daughters, being involved in church, hiking, camping, and enjoying Colorado.

Tealana Hedgespeth

Quote Specialist

Tealana is a licensed Property & Casualty insurance professional specializing in home and auto insurance. Her focus is helping clients understand their coverage and making the quoting process feel straightforward and approachable.

Her background in hospitality has helped her develop a strong ability to connect with people, listen carefully, and build genuine relationships.

Outside of insurance, Tealana enjoys music, concerts, community, friends, and discovering new local places.

Let’s talk.

Whether you’re reviewing your insurance or starting fresh, we’re here to help you understand your options.

Start a Quote Contact the Agency

Our Community

Rooted in Colorado. Invested in Our Community.

From community gatherings to supporting local teachers and families, we’re proud to be involved in the place we call home.

Our Community Involvement

Showing up, in places that matter.

Photo coming soon

Backyard Games & Cold Brew — North Lake Park

Backyard Games & Cold Brew

We brought our community together for an afternoon of pickleball, cornhole, cold brew, and family-friendly fun at North Lake Park in Loveland.

The event supported the Alliance for Suicide Prevention and helped bring awareness to men's mental health. It was an opportunity to connect with neighbors, enjoy time outdoors, and support a meaningful cause.

Photo coming soon

Mother's Day Flower Giveaway

For two years, we've celebrated the incredible mothers in our community through our Mother's Day Flower Giveaway.

It's a small way to show appreciation for the women who do so much for their families and our community.

Photo coming soon

Easter Giveaway

For two years, we've enjoyed bringing a little extra joy to local families through our Easter Giveaway.

We love creating opportunities to celebrate the holidays and connect with the people who make our community special.

Photo coming soon

Teacher School Supply Giveaway

Teacher School Supply Giveaways

For two years, Baker Insurance Agency has supported local teachers through school supply giveaways.

We believe the people investing in our children's futures deserve to feel supported and appreciated.

Loveland Chamber of Commerce

Proud member of the Loveland Chamber of Commerce.

We value building relationships with fellow local businesses and contributing to the continued growth of our community.

Let’s Connect

Let’s Make a Difference Together

Have an idea for a community event, fundraiser, or local initiative? We’d love to connect with others who share our passion for giving back. Reach out and let’s see what we can accomplish together for our beautiful community.

Partner With Us