Home & Property

Offerings include: Homeowners, Renters, Landlord/Lessor's Risk, and specialized Flood protection.

Auto & Transport

Offerings include: Personal Auto, Motorcycle, RV/Motorhome, and Watercraft/Boat insurance.

Life & Legacy

Secure the future of those who matter most with permanent and term solutions tailored to your family's needs.

Term Life: Straightforward and affordable protection for a set period (10, 15, 20, or 30 years). Your premiums remain level throughout the term to help cover major expenses like mortgages or tuition.

Return of Premium (ROP): Get the protection of a term policy with a unique savings benefit—refunds of up to 90% of your paid premiums if you survive the policy term.

Index Universal Life (IUL): Permanent protection that goes beyond a death benefit. These policies build cash value tied to stock market indices, offering long-term financial flexibility and growth potential.

Business & Commercial

General Liability & BOP Bundle essential protections like third-party injury, property damage, and loss of income into a cost-effective Business Owners Policy.

Offerings include: General Liability, Professional Liability (E&O), and Package policies.

Workers’ Compensation Ensure compliance and protect your team. Covers medical costs and lost wages for work-related injuries while shielding your business from litigation.

Offerings include: Small business and high-hazard workers' comp solutions.

Commercial Auto Specialized coverage for business vehicles that provides the higher liability limits personal policies won't cover.

Offerings include: Fleet coverage, Hired & Non-Owned Auto, and Garage & Dealer policies.

Cyber & Data Breach Modern protection against the financial fallout of data breaches, hacking, and digital extortion.

Offerings include: First and third-party cyber liability and recovery services.

Specialized Business Protection

Builders Risk: Essential coverage for new construction or major renovations.

Lessor's Risk: Specialized protection for building owners leasing space to tenants.

Protect your essential devices from accidental damage, theft, and malfunctions. Farmers® Device Protection offers a budget-friendly alternative to expensive individual store warranties, covering everything from your smartphone to your home office setup.

Farmers® Total Device Protection — $34.99/mo The ultimate safety net. Covers most of your home electronics plus up to 4 mobile phones.

Farmers® Home Device Protection — $19.99/mo Comprehensive protection for your home tech, including laptops, tablets, gaming consoles, and smart home devices.

Farmers® Mobile Device Protection — $16.99/mo Dedicated coverage for the devices you never leave home without. Protects up to 4 mobile phones on a single plan.

No Agent Required: Get covered in minutes. Click Here to Enroll Online

Personal Umbrella Gain an extra layer of liability protection that picks up where your standard home and auto policies leave off. In an era of high-dollar lawsuits, an umbrella policy is an essential safeguard for your personal assets and future earnings.

Key Benefit: Provides worldwide coverage and protection against claims like libel, slander, or significant bodily injury that exceed your primary policy limits.

Commercial Umbrella Extend your business’s liability reach. This coverage sits on top of your General Liability and Commercial Auto policies, providing the high-limit security required to protect your company’s longevity and reputation.

Through our partnership with Pets Best®, we offer flexible plans that protect your dogs and cats from the unexpected. Whether it’s a sudden accident or a long-term illness, you can focus on your pet’s recovery instead of the veterinary bill.

Accident & Illness Plans Our most comprehensive coverage. Get reimbursed for a wide range of expenses, including cancer treatments, hereditary conditions, surgeries, and emergency visits.

Customizable: Choose your annual limit, deductible, and reimbursement level (70%, 80%, or 90%).

Accident-Only Coverage A budget-friendly safety net for unexpected injuries like broken bones, snake bites, or swallowed objects.

Optional Wellness Rewards Add routine care coverage to help pay for annual checkups, vaccinations, flea/tick prevention, and dental cleanings.

Go to any vet: Use any licensed veterinarian, specialist, or emergency clinic in the U.S. or Canada.

Exclusive Savings: Farmers® customers may qualify for a 5% to 10% discount on their policy.

24/7 Support: All policyholders get round-the-clock access to a 24/7 Pet Helpline for veterinary advice.

Personal Flood Insurance Standard policies cover your home’s structure and your personal belongings. Just one inch of water can cause over $25,000 in damage—ensure you have a dedicated safety net.

Coverage includes: Foundations, electrical/plumbing systems, and personal property like furniture and electronics.

Commercial Flood Insurance Protect your business location and your inventory. We offer specialized coverage for non-residential buildings that shields your investment from the financial fallout of heavy rain, storm surges, or blocked drainage systems.

Coverage includes: Building structure, machinery, equipment, and stored inventory.

Private vs. NFIP Options We provide access to the National Flood Insurance Program (NFIP) as well as private flood markets, which can often offer higher limits and additional coverages like "Loss of Use" or "Business Interruption."